:root{
  --bg:#FBF8F2;--bg-2:#F2ECDF;--card:#FFFFFF;--ink:#1B2A24;--ink-2:#4A5A52;--muted:#7A877F;
  --line:#E3DCCB;--brand:#1F4D3A;--brand-2:#2D6B51;--brand-soft:#DCEBE2;--accent:#D9893B;--accent-soft:#F8E6D2;
  --on-brand:#F7F3EA;--shadow:0 10px 30px rgba(31,77,58,.08);
  --serif:'Domine',Georgia,serif;--sans:'Nunito Sans',system-ui,-apple-system,Segoe UI,Arial,sans-serif;
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --bg:#121917;--bg-2:#182220;--card:#1C2724;--ink:#EEF2EE;--ink-2:#B8C4BD;--muted:#86948C;
    --line:#2B3834;--brand:#7CC3A0;--brand-2:#9AD5B8;--brand-soft:#1E332B;--accent:#E8A662;--accent-soft:#3A2B1C;
    --on-brand:#0F1A16;--shadow:0 10px 30px rgba(0,0,0,.35);
  }
}
:root[data-theme="dark"]{
  --bg:#121917;--bg-2:#182220;--card:#1C2724;--ink:#EEF2EE;--ink-2:#B8C4BD;--muted:#86948C;
  --line:#2B3834;--brand:#7CC3A0;--brand-2:#9AD5B8;--brand-soft:#1E332B;--accent:#E8A662;--accent-soft:#3A2B1C;
  --on-brand:#0F1A16;--shadow:0 10px 30px rgba(0,0,0,.35);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--serif);font-weight:700;line-height:1.15;margin:0;color:var(--ink);letter-spacing:-.01em}
h1{font-size:clamp(2.4rem,5.5vw,4.4rem)}
h2{font-size:clamp(1.8rem,3.4vw,2.7rem)}
h3{font-size:1.25rem}
p{margin:0}
.wrap{width:min(1160px,100% - 32px);margin-inline:auto}
section{padding:clamp(56px,8vw,104px) 0}
.eyebrow{display:inline-block;font-weight:700;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);margin-bottom:14px}
.lede{font-size:clamp(1.05rem,1.6vw,1.3rem);color:var(--ink-2);max-width:62ch}
.center{text-align:center}
.center .lede{margin-inline:auto}
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 22px;border-radius:999px;font-weight:700;font-size:1rem;border:2px solid transparent;cursor:pointer;transition:transform .15s ease,background .15s ease;text-decoration:none!important;font-family:inherit}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--brand);color:var(--on-brand)}
.btn-primary:hover{background:var(--brand-2)}
.btn-ghost{border-color:var(--line);color:var(--ink);background:transparent}
.btn-ghost:hover{border-color:var(--brand);color:var(--brand)}
.btn-accent{background:var(--accent);color:#1B1611}
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:var(--shadow)}
.card h3{margin-bottom:10px}
.card p{color:var(--ink-2)}
.icon{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:var(--brand-soft);color:var(--brand);margin-bottom:18px}
.icon svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.num{width:44px;height:44px;border-radius:50%;background:var(--accent);color:#1B1611;font-family:var(--serif);font-weight:700;font-size:1.2rem;display:grid;place-items:center;margin-bottom:18px}
.alt{background:var(--bg-2)}
.check{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.check li{display:flex;gap:12px;color:var(--ink-2)}
.check svg{flex:none;width:22px;height:22px;stroke:var(--brand);fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;margin-top:3px}
.sub-h{display:flex;flex-direction:column;gap:10px;margin:56px 0 28px}
.sub-h h3{font-size:clamp(1.4rem,2.4vw,1.9rem)}
.sub-h p{color:var(--ink-2);max-width:62ch}
/* nav */
header{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg) 88%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-family:var(--serif);font-weight:700;font-size:1.25rem;color:var(--ink);text-decoration:none!important}
.logo .mark{width:34px;height:34px;border-radius:10px;background:var(--brand);display:grid;place-items:center}
.logo .mark svg{width:20px;height:20px;stroke:var(--on-brand);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.links{display:flex;gap:26px;align-items:center}
.links a{color:var(--ink-2);font-weight:600;font-size:.95rem}
.links a:hover{color:var(--brand);text-decoration:none}
.nav .btn{padding:10px 18px;font-size:.92rem}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;padding:8px;color:var(--ink)}
.menu-btn svg{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round}
/* hero */
.hero{padding:clamp(56px,9vw,120px) 0 clamp(40px,6vw,80px);position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero .lede{margin-top:22px}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}
.trust{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:34px;color:var(--muted);font-size:.9rem;font-weight:600}
.trust span{display:inline-flex;align-items:center;gap:8px}
.trust svg{width:16px;height:16px;stroke:var(--brand);fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
/* phone mock */
.phone{width:min(340px,100%);margin-inline:auto;background:var(--card);border:1px solid var(--line);border-radius:36px;padding:18px;box-shadow:var(--shadow)}
.phone-top{display:flex;justify-content:space-between;align-items:center;font-size:.8rem;color:var(--muted);padding:4px 8px 14px}
.stmt{background:var(--brand);color:var(--on-brand);border-radius:22px;padding:22px}
.stmt small{opacity:.8;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;font-weight:700}
.stmt .big{font-family:var(--serif);font-size:2.4rem;font-weight:700;margin:6px 0 2px}
.stmt p{opacity:.9;font-size:.95rem}
.causes{margin-top:14px;display:grid;gap:10px}
.cause{display:grid;grid-template-columns:1fr auto;gap:4px 12px;align-items:center;padding:12px 14px;border:1px solid var(--line);border-radius:14px;font-size:.92rem}
.cause b{font-weight:700}
.cause .amt{font-weight:700;color:var(--brand)}
.bar{grid-column:1/-1;height:6px;border-radius:999px;background:var(--bg-2);overflow:hidden}
.bar i{display:block;height:100%;background:var(--accent);border-radius:999px}
.phone-foot{display:flex;gap:10px;margin-top:14px}
.phone-foot span{flex:1;text-align:center;font-size:.82rem;font-weight:700;padding:10px;border-radius:12px;background:var(--bg-2);color:var(--ink-2)}
/* tabs */
.tabs{display:flex;gap:6px;border-bottom:1px solid var(--line);margin-top:40px}
.tab{flex:1;background:none;border:0;border-bottom:3px solid transparent;padding:16px 12px;font:inherit;font-weight:700;font-size:1.05rem;color:var(--ink-2);cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:10px;margin-bottom:-1px}
.tab svg{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.tab:hover{color:var(--brand)}
.tab[aria-selected="true"]{color:var(--brand);border-bottom-color:var(--accent)}
.panel{display:none;padding-top:48px}
.panel.active{display:block}
.panel-head{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:start}
.panel-head .lede{margin-top:14px}
.panel-head .card{margin-top:0}
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
/* fund example */
.fund{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.fund-box{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}
.fund-row{display:grid;grid-template-columns:1fr auto;gap:6px 16px;padding:14px 0;border-bottom:1px solid var(--line);align-items:center}
.fund-row:last-child{border-bottom:0}
.fund-row .lbl{font-weight:700}
.fund-row .sub{grid-column:1/-1;color:var(--muted);font-size:.9rem}
.fund-row .val{font-family:var(--serif);font-weight:700;font-size:1.3rem;color:var(--brand)}
.fund-total{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
.fund-total .val{font-family:var(--serif);font-size:2rem;font-weight:700}
/* pricing */
.plans{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;align-items:stretch}
.plan{position:relative}
.plan.featured{border-color:var(--brand);box-shadow:0 16px 40px rgba(31,77,58,.14)}
.plan .tag{position:absolute;top:-14px;left:28px;background:var(--accent);color:#1B1611;font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 12px;border-radius:999px}
.price{font-family:var(--serif);font-size:2.6rem;font-weight:700;margin:10px 0 2px}
.price small{font-family:var(--sans);font-size:1rem;color:var(--muted);font-weight:600}
.plan ul{list-style:none;padding:0;margin:18px 0 24px;display:grid;gap:10px;color:var(--ink-2)}
.plan li{display:flex;gap:10px}
.plan li svg{flex:none;width:20px;height:20px;stroke:var(--brand);fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;margin-top:3px}
.note{margin-top:26px;color:var(--muted);font-size:.95rem;max-width:70ch}
/* compare */
.compare{width:100%;border-collapse:separate;border-spacing:0;background:var(--card);border:1px solid var(--line);border-radius:20px;overflow:hidden;font-size:.95rem}
.compare th,.compare td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.compare th{background:var(--bg-2);font-weight:700;font-size:.85rem;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2)}
.compare tr:last-child td{border-bottom:0}
.compare td:first-child{font-weight:700}
.compare .yes{color:var(--brand);font-weight:700}
.compare .no{color:var(--muted)}
.table-wrap{overflow-x:auto;border-radius:20px}
/* trust */
.trust-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
/* faq */
.faq{max-width:820px;margin-inline:auto;display:grid;gap:12px}
details{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:0 22px}
summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-weight:700;font-size:1.02rem}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-family:var(--serif);font-size:1.5rem;color:var(--accent);line-height:1;transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details p{padding:0 0 20px;color:var(--ink-2)}
/* interest */
.interest{background:var(--brand);color:var(--on-brand);border-radius:28px;padding:clamp(32px,5vw,60px);display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.interest h2,.interest p{color:var(--on-brand)}
.interest .lede{opacity:.9}
.interest form{background:var(--card);border-radius:20px;padding:26px;display:grid;gap:12px;color:var(--ink)}
.interest form p{color:var(--ink-2)}
.interest label{font-size:.85rem;font-weight:700;color:var(--ink-2)}
.interest input,.interest select,.interest textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:12px;font:inherit;font-size:1rem;background:var(--bg);color:var(--ink)}
.interest textarea{min-height:96px;resize:vertical}
.interest .btn{justify-content:center;width:100%;margin-top:6px}
.interest .fine{font-size:.8rem;color:var(--muted)}
.interest .status{font-weight:700;color:var(--brand)}
.interest .status.err{color:#B4432E}
.stats{display:flex;flex-wrap:wrap;gap:28px 40px;margin-top:28px}
.stats div b{display:block;font-family:var(--serif);font-size:2rem;font-weight:700}
.stats div span{opacity:.85;font-size:.9rem}
/* footer */
footer{border-top:1px solid var(--line);padding:48px 0 40px;color:var(--muted);font-size:.92rem}
.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
.foot h4{font-family:var(--sans);font-size:.85rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2);margin-bottom:12px}
.foot a{display:block;color:var(--muted);margin-bottom:8px}
.foot a:hover{color:var(--brand)}
.legal{margin-top:36px;padding-top:20px;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:12px 28px;justify-content:space-between;font-size:.85rem}
@media (max-width:980px){
  .hero-grid,.fund,.interest,.panel-head{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .steps,.plans,.g3{grid-template-columns:1fr}
  .foot{grid-template-columns:1fr 1fr}
  .links{display:none}
  .menu-btn{display:inline-grid}
  .links.open{display:grid;position:absolute;left:0;right:0;top:72px;background:var(--bg);border-bottom:1px solid var(--line);padding:16px;gap:14px}
}
@media (max-width:560px){
  .g2,.trust-grid,.foot{grid-template-columns:1fr}
  .card{padding:22px}
  .nav .btn-primary{display:none}
  .tab{font-size:.92rem;padding:14px 6px;flex-direction:column;gap:6px}
}